Variables for Modeling SACCOS in Tanzania

Abstract

In order to publish a quality article in a journal, an author must understand how to apply the econometric skills to construct models which explain the relationship between the independent and dependent variables. This study used the literature review to examine the variables used to establish relationship between the independent and dependent variables in Savings and Credits Cooperative Societies (SACCOS) in Tanzania. The findings reveal that currently few studies have been conducted to model SACCOS in Tanzania and scholars mostly applied the regression models. Moreover, the findings show that most scholars have empirically studied the outreach and sustainability of SACCOS in Tanzania compared to other topics. The studies also show that most of issues have not been addressed in the research. This study recommends that financial management researchers should learn econometrics so that they might gain skills which might help them to model SACCOS and other MFIs. Moreover, topics which were not addressed in research should be given priority by the researchers in Tanzania and in other countries.