Financial Leasing in the Construction Companies in Irbid City

farouq alazzam


This study sought to identify the extent of the presence of the motives of the contracting companies in Irbid city to rely on finance lease and knowledge of the most important administrative, regulatory and financial components of this type of funding, and to identify the most important obstacles -if it available-  which restricts it.

The most important findings of this study is the existence of motives for contracting companies in Irbid city to resort to hire finance. Although the interest was relatively large, and there is a need to pledged assets in an exaggerated manner. Also shows that these companies are characterized by regulatory and supervisory and financial viable to do a finance lease.

This study found that the most important obstacles facing the contracting companies it is the lack of sufficient financial to finance companies using the financial leasing system, and that many of the assets used by contracting companies do not receive sufficient turnout by these financial companies.

This study recommended financial firms that practice financial leasing to study interest rates  and try to be reduced, in addition to ease the strict in pledged assets process, particularly on the construction companies in Irbid city. Also it recommended the concerned authorities to encourage the formation and create more financial firms to finance by using financial leasing system. This study recommended to take advantage of elements, whether owned by the financial regulatory and supervisory to persuade financial firms that practice financial leasing financed within interest rate.

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